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Buying a home will be more expensive in 2014 than in 2013. Although home-price increases should slow from this year’s unsustainably fast pace (see #4, below), prices will still rise faster than both incomes and rents. Also, mortgage rates will be higher in 2014 than in 2013, thanks both to the strengthening economy (rates tend to rise in recoveries) and to Fed tapering, whenever it comes.
Buying a home is daunting but it’s a major aspect of life. Many people tire of renting, consider it just giving money for something that is not theirs. When you decide that the time is right to start looking for a place to call your own, these are ten things to consider.